| Market: | Panel |
| Lead Source: | own source of leads and a new introducer that Craig is working on |
| Additional Licences: | Mortgage, Protection and GI |
| Annual Production: | 50000.00 |
| Rev Fees: | additional adviser |
| Disclosures: | nothing disclosed. Business Standards approved recruiting. Sam will join as an IR but will then move into joining the business as it Mortgage Habitat will move to a limited company with Craig and Sam partners of the business |
| Network Charge: | Other |
| Additional: | no change to network costs. Sam has been in mortgages and protection for years with L&C, Self employed, Loan.co.uk and now a business under John Charcoal. |