| Market: | Panel |
| Lead Source: | existing adviser with a client bank and Apple tree has leads. Karly has discussed lead requirements and own sources and going to work on this as she develops with Apple Tree Mortgage Services |
| Additional Licences: | Mortgage, Protection and GI |
| Annual Production: | 70000.00 |
| Rev Fees: | additional adviser |
| Disclosures: | nothing disclosed experienced mortgage and protection adviser for years approved with Business Standards |
| Network Charge: | Other |
| Additional: | no change to Network charges. |